Credit Analyst / Financial Analyst Full Time

Credit Analysts or financial analysts bear tremendous responsibility for the financial performance of
an investment or corporate firm. The job that requires fast decision making and utmost confidence.
We are looking for a person who have at-least 2 years of lending & accounting data analytical
process. You will be responsible for evaluating the creditworthiness of potential customers, creating
credit scoring models, approving and rejecting loans, negotiating payment terms, and updating the
company’s credit scoring engine.
Your experience with credit analysis, proficiency with accounting software, and high-level analytical
skills, will add value to the organization by optimizing the mix of sales to bad debt losses

Responsibilities:

1. Evaluating the creditworthiness of potential customers
2. Creating credit scoring models for risk assessments.
3. Approving and rejecting loans based on available data.
4. Negotiating the terms of the loan with new clients.
5. Ensuring all loans and lending procedures comply with regulations.
6. Maintaining records of all company loans.
7. Reviewing and updating the company’s credit scoring engine.
8. Provide analytical, forecasting, reporting, and project support to senior management
9. Produce monthly reports, which include key metrics, financial results, and variance reporting
10. Spearhead the annual and quarterly budgeting and forecasting processes
11. Identify opportunities for performance improvement across the organization
12. Maintain knowledge and keep abreast of new investment regulations or policies
13. Develop models that help with decision-making.

Requirements:

1. Bachelor’s degree in Accounting, Business Administration, Finance or similar field. CA,
   CPA or CMA a plus
2. Proven work experience as a Credit Analyst.
3. Advanced knowledge of accounting software.
4. Good understanding of lending procedures.
5. Advanced mathematical skills.
6. Excellent analytical skills.
7. Good communication skills.
8. Good interpersonal skills.
9. Detail orientated.
10. Ability to deal with stressful situations
11. Strong working knowledge of Excel and financial modelling
12. Excellent analytical, decision-making, and problem solving skills
13. Attention to accuracy and detail required
14. Preference to someone that have worked on USA/Canadian Accounting for 1-2 years.